- About us
Empowering Growth Through Trusted and Inclusive Financial Solutions
Dugar Finance & Investments Ltd — An RBI-registered NBFC headquartered in Chennai, committed to driving financial inclusion and promoting income generation across India. With a wide network of branches spanning six states, we specialize in MSME/business loans, EV 3 & 4-wheeler financing, mortgage loans, and solar loans. With deep expertise in tier 2, 3 & 4 markets, we provide flexible and accessible credit solutions tailored to local needs — empowering individuals, entrepreneurs, and small businesses to grow and thrive.
We’re proud to be pioneers — the first in India to introduce the Prompt Payment Rebate Scheme and the My Car Scheme, setting new benchmarks in customer-focused lending. At Dugar Finance, our mission is to make finance simpler, faster, and more impactful — rooted in trust, transparency, and long-term value creation for our customers.
- Our Loan Products
Empowering you through our
flexible loan solutions
Loans Designed for Growth and Security
Tailored loan products to support your business, lifestyle, and future — from MSME loans to EV, mortgage, and solar financing.
- Why Choose Us
Expert Solutions & Services
You Trust
At Dugar Finance & Investments Ltd, we are committed to empowering your growth with reliable and accessible financial solutions
Trusted Expertise
30+ years in the financial sector
Wide Reach
30+ branches across six states.
Tailored Loans
MSME, EV, mortgage, and solar financing.
Customer-Centric
Flexible, fast, and transparent solutions.
Empowering Growth
Supporting financial inclusion and growth.
Branch Locator
Easily find the nearest branch with our smart locator tool—get directions, contact info, and operating hours instantly online.
Pay EMI Online
Securely pay your EMIs from anywhere using our online portal—fast, reliable, and hassle-free loan repayment at your fingertips.
Apply for Loan online
Apply for loans online with a simple, paperless process—check eligibility, submit documents, and get quick approval from your home.
- Our Working Process
How Does Automated Loan Underwriting Work?
Automated loan underwriting uses algorithms to quickly assess a borrower’s financial data and credit risk. It speeds up approvals and ensures consistent, data-driven decisions.
Loan Application
AI-Powered pre approvals
Documentation
Data augmentation
Auditory enhancements
Credit Assessment
AI based credit scoring
Credit Decisioning
AI and advanced analytics for credit decision
Loan Disbursal
Paperless,hassle-free loan disbursal
- Gallery
Explore our stunning gallery showcasing completed projects, vibrant moments, and our dedication to quality work.
Frequently Asked Questions
Explore quick answers to common questions about our loan process, documents, timelines, and more—so you can borrow with clarity and confidence.
F.A.Q
We provide a diverse range of loans including MSME/business, EV 3 & 4 wheeler, mortgage, solar, and commercial vehicle loans such as LCV, HCV, and tourist vehicles—designed to support individual aspirations and business growth across India.
You’ll need basic KYC documents (Aadhaar, PAN), income proof, and address proof. Additional documents like vehicle invoices, business registration, or property papers may be required based on the loan type. Contact us for more details.
Most of our loans are processed within 24 hours, thanks to our efficient systems and streamlined documentation process. We’re committed to delivering quick approvals—because your time matters, and so does your journey.
Yes. Dugar Finance & Investments Ltd is a registered Non-Banking Financial Company (NBFC) with the Reserve Bank of India since 1987, ensuring reliable, trusted, and regulated financial services for all customers.
We have 30+ branches spread across six states in India, primarily in tier 2, 3 & 4 cities. Our extensive network ensures easy access to our services. You can find your nearest branch on our website – Branch Locator.